Rates

Savings Rates Certificate Rates Fees Loan Rates

Effective as of: 01/02/2020

Loan Rates
Type	Features	Term	APR
New Auto	Up to 100% Invoice Price	up to 24 months	as low as 2.25%
New Auto	36 months	up to 72 months	as low as 2.60%
Used Auto	100% of NADA Value; 1 - 3 years old	up to 72 months	as low as 3.35%
New Boats	up to 10 years financing (80% of invoice up to $25k		as low as 6.50%
Used Boats	80% NADA Retail		as low as 6.90%
Certificate of Deposit Loan	up to 95% of certificate loan	above earned rate	2.80%
Share Loan	use your savings as collateral		2.00%
Line of credit and signature loans	up to $10,000	up to 60 months	as low as 8.50%
Any Thing Loan	up to $3,000	up to 36 months	as low as 8.50%
Vacation Loans	up to $4,000	up to 24 months	as low as 8.50%
Mortgage (first)	80% of appraised value or purchase price whichever is less	10 years (fixed)	as low as 3.90%
Mortgage (first)	80% of appraised value or purchase price whichever is less	15 years (fixed)	as low as 4.15%
Mortgage (first)	80% of appraised value or purchase price whichever is less	20 years (fixed)	as low as 4.30%
Mortgage (first)	80% of appraised value or purchase price whichever is less	30 years (fixed)	as low as 4.95%
Second Mortgage	Call our loan dept.		as low as 5.50%
Unimproved Property	70% appraised value	up to 10 years	as low as 5.75%
Motor Homes (new)	100% NADA Average Retail		as low as 6.50%
Travel Trailers	New 75% or Invoice		as low as 6.50%
New Motorcycles	75% NADA		as low as 6.50%
Used Motorcycles			as low as 7.50%
1.Rates subject to change without notice. Please call for current rates.
2. All loan rates quoted as annual percentage rates.
3. All rates based on individual credit analysis. Your rate may be higher.
4. We do business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act